Health Insurance Funds for the Public Sector and Similar Sectors

This page was last modified on 09-08-2017

The Health Insurance Fund for Communal Employees (Caisse de maladie des fonctionnaires et employés communaux – CMFEC), the Health Insurance Fund for Civil Servants (Caisse de maladie des fonctionnaires et employés publics – CMFEP) and the Health Insurance Fund for Luxembourg Railway Workers (Entraide médicale des CFL) are bodies which are responsible for the sickness insurance of public sector employees and similar (except for the manual workers employed by the State who are affiliated to the National Health Fund (Caisse nationale de Santé – CNS).

They are responsible for the:

  • reimbursement of health care services paid for in advance by the insured person (benefits in kind);
  • payment of sickness or maternity benefits (cash benefits);
  • organisation of medical checks of the insured persons;
  • payment of funeral benefits to the surviving family members of the deceased insured person.
Health Insurance Funds for the Public Sector and Similar Sectors