A debtor, whether a natural or legal person, owes you money but they have their bank account in a different EU Member State than the one in which they reside? In this case, it may indeed seem complicated to seize your debtor's funds.
The European Union has put in place a swift and efficient procedure to freeze the debtor's funds. The debtor is neither informed of your application for a preservation order, nor even heard before the order is issued.
Obviously, guarantees have been put in place in order to prevent any abuse.
Guichet.lu can help you see more clearly, because you can initiate the procedure whether you: